Terms of Service & Engagement
Last updated: September 2026 • Governing Body: Hambak Tech & Services (BN BN 9284726)
1. Acceptance of Terms
By registering, purchasing, or using services on the HambakTech platform, you agree to comply with these Terms of Service. If you do not agree with any part of these terms, you must refrain from ordering services or submitting applications.
2. Description of Services
Hambak Tech & Services provides digital technical engineering, practical skills training cohorts, and assisted identity desk support. All services are governed by their respective scope definitions, turnaround SLAs, and milestone criteria outlined in the catalog.
3. Wallet & Payment Terms
Wallet balances are funded exclusively through authorized direct bank transfers to Moniepoint MFB (5210471634 - HAMBAKTECH_SERVICES). Submissions are subject to manual administrative audit before credit. HambakTech is not liable for deposits made to unauthorized accounts.
4. NIN & Identity Desk Guidelines
HambakTech serves as an assisted collation and facilitation desk. Clients warrant that all submitted demographic documents, affidavits, and identification credentials are authentic and legally obtained. Submission of counterfeit documentation will result in immediate service termination and referral to relevant authorities.
5. Limitation of Liability
To the maximum extent permitted by Nigerian commercial law, HambakTech shall not be liable for indirect, incidental, or consequential damages resulting from third-party gateway delays or government identity server outages.